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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1036 Lake Franklin Dr , Winnsboro, TX 75494
$113,000
Est. Payment: $581.77/mo
2 Bed
2 Bath
1428 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Tucked among the tall trees on beautiful Lake Franklin in the Winnsboro Fishing & Hunting Club, this water-view cabin offers a rare opportunity to create your own private getaway in a peaceful, member-only setting. Surrounded by the natural beauty of East Texas, the property features a covered carport, shaded walkway, and a quiet, secluded feel just steps from the water. Inside, you’ll find an open living and kitchen area with good natural light, and plenty of potential to update and make it your own. The home offers multiple living spaces, wood-style flooring, and a fireplace that adds character and charm. A window-lined sunroom area provides a relaxing spot to enjoy the wooded surroundings year-round. The home does need repairs and updating, making it ideal for someone looking for a project or investment property in a highly desirable private lake community. With some vision and work, this could become a fantastic weekend retreat, fishing cabin, or full-time residence. Enjoy the quiet lifestyle, abundant wildlife, and access to Lake Franklin that comes with ownership in the Winnsboro Fishing & Hunting Club.

Highlights

Listed by Amber Fox , Mayben Realty, LLC , North Texas Real Estate Information Systems

Property Type

Residential

HOA Fee

500 Annually

Year Built

1950

County

Franklin (TX)

Neighborhood

Winns Fishing and Hunting Club

School District

Winnsboro ISD

Listing ID

21314482

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Pantry, Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero),Lake Front - Common Area
Parking Features:See Remarks
Principal Interest
$582
Taxes
$72
HOA
$500

Home Price

$113,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$22,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$581.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $581.77 $72.04 $500.00 $1,153.81
Yearly $6,981.28 $864.45 $6,000.00 $13,845.73
Total $209,438.31 $25,933.50 $180,000.00 $415,371.81

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Winnsboro, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems