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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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19921 Southside Cir , Winona, TX 75792
$120,000
Est. Payment: $617.81/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lakefront Freedom on Howell Club Lake!! NO building restrictions and NO setback requirements. Build Your Dream, Your Way! Discover one of the most unique waterfront opportunities in East Texas! This lakefront lot on Howell Club Lake offers something that's becoming nearly impossible to find. Absolutely NO building restrictions and NO setback requirements. Whether you've been dreaming of a custom lake house, barndominium, tiny home, manufactured home, mobile home, RV retreat, or the ultimate weekend getaway, the choice is completely yours. Wake up to peaceful lake views and spend your days enjoying some of the best bass fishing in the area on this well-managed private lake. Whether you're casting a line at sunrise, relaxing by the water, or planning your forever home, this property offers the flexibility and freedom to create exactly the lifestyle you've imagined. Much of the groundwork has already been completed for you. A survey and soil test are already on file, the water line is in place, and electricity and high-speed fiber optic internet are available, making it easier than ever to start building or simply park your RV and begin enjoying lake life. Properties that combine true water front access, unrestricted use, existing utilities, and exceptional fishing are incredibly rare. Whether you're looking for an investment, vacation escape, or full-time residence, this is your chance to own a piece of East Texas paradise with the freedom to make it your own. Bring your vision. Bring your plans. There are no limits here only possibilities.

Highlights

Listed by Summer Edwards , White Rock Realty , North Texas Real Estate Information Systems

Property Type

Vacant Land

Lot/Acreage
0.7

HOA Fee

500 Annually

County

Smith

Neighborhood

Howell Lake

School District

Winona ISD

Listing ID

21346081

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Cleared,Sloped,Subdivision,Waterfront,.5 to < 1 Acre,Lake Front
Zoning:Residential
Principal Interest
$618
Taxes
$63
HOA
$500

Home Price

$120,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$24,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$617.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $617.81 $63.42 $500.00 $1,181.23
Yearly $7,413.75 $761.00 $6,000.00 $14,174.75
Total $222,412.36 $22,830.00 $180,000.00 $425,242.36

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Winona, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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